Keep control of your home decisions — even if foreclosure has started
Compassionate help, honest options, zero pressure. We explain your options in clear language and help you choose the path that protects as much equity as possible.
I’m here to help!
I’m Ginny, a Central Florida real estate professional with over 15 years of local experience. I specialize in pre-foreclosures and have helped many homeowners avoid foreclosure. With deep market knowledge and a tenacious, solutions-focused approach, I work to turn tough situations into successful outcomes.
Have you received a Notice of Lis Pendens?
A lis pendens is a public notice your lender (or another party) records in the county land records saying there’s a lawsuit involving your home—most often a foreclosure case. It doesn’t mean you’ve lost the house, but it clouds the title, so buyers and lenders are warned. That usually makes selling or refinancing harder until the case is resolved or the court removes the notice.
What is a Deficiency Judgement?
A deficiency judgment is a court order that holds a borrower personally responsible for the difference between what is owed on a mortgage and what the lender recovers after a foreclosure sale.
There are Alternatives to Foreclosure
Facing foreclosure can be a challenging situation for homeowners. There are eight options that homeowners may explore to avoid foreclosure or mitigate its impact. Keep in mind that the availability of these options can depend on individual circumstances, lender policies, and local laws.
Potential Strategies to Help Prevent Foreclosure
Loan Modification
Work with your lender to adjust mortgage terms and make payments manageable.
Short Sale Support
Sell your home for less than you owe and avoid foreclosure with dignity.
Foreclosure Defense
Our legal partners can delay or challenge foreclosure to give you time.
Financial Guidance
Explore refinancing, government programs, or other options.